RISK DISCLOSURE

BASIC KEY RISKS IN TRADING IN FINANCIAL INSTRUMENTS (EQUITIES)

1. MARKET RISK

   Market risk is the risk of losses in positioning arising from movement in market variables such as prices, interest rate, volatility (fluctuations in price of security or portfolio over a period of time). Such stock may depreciate in value as quickly as it may appreciate and can also become valueless. Investing in equites is as likely to incur losses as it is to make profit. Past performance should not be used as an indicator of future performance.

2. EMERGING MARKET RISK

   Investments in emerging markets entail additional risks associated with political and economic uncertainty, adverse government policies, restrictions on foreign investment and currency convertibility, currency exchange rate fluctuation, higher volatility, inadequate liquidity, possible lower levels of disclosure and regulation, and uncertainties as to the status, interpretation and application of laws, including those relating to private ownership of assets, expropriation, nationalisation and confiscation

3. LIQUIDITY RISK

   Markets, especially in situations of stress, can be characterised with deteriorating liquidity conditions. It means, that for a certain period of time the financial asset cannot be traded quickly enough in the market without impacting the market price. Market conditions (market hours, dealing hours, suspension of trading) may increase the risk of loss by making it difficult or impossible to sell out a certain position

4. RISK OF CAPITAL LOSS

   When a company is performing poorly or when the market perception of the company is negative, the share price may fall below the price which you originally paid for the share or even to zero.

5. UNEXPECTED EVENTS

   Unexpected events which are outside of your control, such as company specific bad news that may impact the price of stock during trading, a change in government policy, sudden or prolonged market declines can seriously affect share prices.

6. SYSTEM/NETWORK CONGESTION

   A possibility of complete communication failure or slow or delayed system response that could halt timely execution of trade either in part or fully that could result into serious financial loss to the investor.

7. INTERNET/ONLINE TRADING RISK

   There are risks associated with utilizing an internet-based deal execution trading system, including, but not limited to, failure of hardware, software, and internet connection. RAML does not control signal power, its reception or routing via internet, the configuration of your equipment or reliability of its connection, we cannot be responsible for communication failures, distortions or delays when trading via the internet.

8. ACCURACY OF INFORMATION

   There are risks associated with utilizing an internet-based deal execution trading system, including, but not limited to, failure of hardware, software, and internet connection. RAML does not control signal power, its reception or routing via internet, the configuration of your equipment or reliability of its connection, we cannot be responsible for communication failures, distortions or delays when trading via the internet.

9. SYSTEM/NETWORK CONGESTION

   The content on our website is subject to change at any time without notice, and is provided for the sole purpose of assisting investors and traders to make independent investment decisions. We have taken reasonable measures to ensure the accuracy of the information on the website. However, RAML does not guarantee its accuracy, and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the website, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through this website.

MARKET OPINION:

• No information presented constitutes a recommendation by Regency assets to buy, sell or hold any security or to engage in any specific investment strategy.
• Any opinions, news, research, analyses, prices or other information contained on our website is provided as general market commentary and does NOT constitute investment advice.
• You are responsible for any investment decisions you make. Such decisions should be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance and liquidity needs.
• You should not rely upon the information or opinions that you read on our research portal, rather, you should use what you read as a starting point for doing your own independent research, your own independent analysis, and refine your own trading methods before placing your money at risk.
• The possibility exist that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose
• RAML will not accept liability for any loss or damage including without limitation to any loss of profit, which may arise directly or indirectly from use or reliance on such information as you may read on our research portal.