Privacy Policy

This Privacy Policy sets out how the Regency Assets Mgt Ltd ("RAML") uses and protects any information that you give the RAML when you use this website. The RAML is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website; you can be assured that it will only be used in accordance with this Privacy Policy. The RAML’s Privacy Policy, is expressly incorporated by reference into the Terms of Use which explains the data processing practices of the RAML in so far as it relates to the Website.

This Website is created, hosted, maintained and controlled in the Federal Republic of Nigeria and as such you agree that the laws of the Federal Republic of Nigeria and the jurisdiction of the Nigerian courts govern the Privacy Policy, any disclaimers, copyright and use statements contained in the Website, and any legal matter resulting from the use or inability to use this Website, without giving effect to any principle of conflict of laws. Notwithstanding the foregoing, the RAML may seek recourse in any jurisdiction worldwide in order to restrain the unlawful use of any of the material contained in the Website.

Information collected when you browse the Website: the RAML will not collect any personal information about you from your browsing of the Website unless you agree to collection and use of your personal data. The personal information we collect may be captured from a variety of sources. These sources include, but are not limited to voluntary submissions and review of site usage patterns Information collected when you become a client of the RAML: when you enter into a contract, agreement with us for our services or products, you may be asked to submit personal information about yourself or company in order to receive or use these services or products. This information may include: your name, address, job title, telephone number, email address and financial information necessary to conclude the contract and enable administration and management of such services or products. The RAML will only collect information that is necessary for the provision of the product or service that you have subscribed to. The type of information collected will depend on the nature of the product or service demanded.

Where personal information is collected, it will be used in administration and tailored to our service and/or products to match your needs. We may also use personal information to conduct market research surveys, for statistical analysis to determine site usage, to run competitions and for direct marketing purposes relating to our business. The services of third party may be employed to help us in certain areas, such as website hosting, marketing and market researching. In some cases that third party may receive your information. However, at all times we will endeavor to keep control and be responsible for the use of your information. By providing the RAML with your personal information, you consent to our transferring of your information to countries or jurisdictions which may not provide the same level of data protection as us. If we do make such a transfer, we will, if appropriate, put a contract in place that imposes obligations on our counterparties to protect your information. Each time you provide us with personal information we aim to let you know how we intend to use it and ask you to give your consent to such use.

Personal information collected will be held securely and will only be kept for as long as is reasonably necessary in the circumstances you are registered; to use the Website or, for as long as you use the service or product that you are subscribed to, unless you have provided us with your consent to use the data for any additional purposes. We take the security of the Website and the information you provide very seriously and we will take all appropriate technical measures using recognized security procedures and tools in accordance with good industry practice to protect your personal information. We have reasonable security measures in place to protect against the loss, misuse and interception by third parties of the information under our control but to the extent allowed by law, the RAML assumes no liability for any damages you may suffer as a result of interception, alteration or misuse of information transmitted over the Internet. Whilst we use all reasonable endeavors to protect your security in the manner described above, we consider that it is only appropriate to advise users that data transmission over the Internet and the World Wide Web cannot be guaranteed as 100% secure, and therefore that you use the Website at your own risk.

It is an essential factor to know that your data is not to be shared with a third party; and in any case you request for it, due confirmations will be made before any information is shared with you. Information collection can either be a soft or hard copy or both. If the data is to be collected hard, your identification card would be requested for and any other thing that would help us in your identification. If the copy requested for is soft, your request has to be made via your registered mail with us. Also, an identification card is to be attached to enable us in the confirmation. To further confirm, a follow up with call might be made.

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. Cookies are features included in your browser and will store small amounts of data on your computer about your visit to the Website, in particular when you complete any form on the website the user type. However, a cookie does not provide us with any personal information. Therefore, if you have not supplied us with any personal information, you can still browse our site anonymously. You do not need to have cookies turned on to visit most of the Website. Cookies on the Website are not used to capture or store personal data from browsers to the site, other than to log your IP address and session information such as the duration of the visit to our site and the nature of the browser used. This information is used only for administration of the site system and in the compilation of statistics used by the RAML. Cookies may be required to allow you to access and participate in certain areas of the Website. Once you have closed your browser, this type of cookie is deactivated. The majority of browsers will allow you to alter the settings used for cookies and to disable and enable them as you require. If you do not want cookies and for further general information on cookies you may wish to visit http://www.allaboutcookies.org.

Whenever you are asked to fill a form on the Website, you may choose to look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes. We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at info@regencyng.net Please note that it may take some time for us to update our records to ensure your new choices are respected.

To the extent allowed by law, the RAML may update this Privacy Policy from time to time and you are responsible for periodically reviewing the most current version on the Website. To the extent allowed by law, your continued use of the Website will be deemed your conclusive acceptance of the updated Privacy Policy. The RAML reserves the right to change or delete any information, features or content of the pages of the Website at any time and without notice. Information, features or content for which you have paid for or subscribed to and are required to pay any consideration, the RAML will use its reasonable endeavors to exercise this right on notice to you.

The RAML website may contain links to other websites of interest; however, once you have used these links to leave the RAML site, you should note that the RAML does not have any control over the other website. The RAML does not endorse these sites, its sponsors or any of the policies, activities, products or services offered on these sites or by any advertiser on these sites. Therefore, the RAML cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. This Privacy Policy applies only to information collected by this Website. Please be aware that the RAML is not responsible for the privacy policies of other sites and as such, the RAML would advise you to read the privacy statement of any website that collects personal information from you.

This Privacy Policy was last updated on June 27, 2022

The information in the Research Reports is derived from sources deemed reliable, but The RAML does not guarantee the correctness or completeness of the Research Reports, its statistics or other information furnished in connection with the Research Reports. The RAML makes no warranty, express or implied, as to results to be obtained by acting with reliance upon the Research Reports. The RAML makes no express or implied warranties, and expressly disclaim all warranties of merchantability or fitness for a particular purpose with respect to the Research Reports or any data or values included therein or in connection therewith. The RAML and its employees, agents, suppliers and vendors shall have no liability or responsibility, contingent or otherwise, for any loss or damages, whether caused by any such party's negligence or otherwise, arising in connection with the Research Reports or any data or values included therein or in connection therewith and shall not be liable for any lost profits, losses, punitive, incidental or damages. The RAML and employees, subcontractors, agents, suppliers and vendors shall not be responsible for or have any liability for any injuries or damages caused by errors, inaccuracies, omissions or any other failure in, or delays or interruptions in the downloading of, the Research Reports or any data or values included therein or in connection therewith, from whatever cause. The RAML and its affiliates and employees, agents, suppliers and vendors are not responsible for the selection of or use of the Research Reports or any data or values included therein or in connection therewith, the accuracy and adequacy of the Research Reports or any data or values included therein or in connection therewith or information used by any Report Provider and the resultant output thereof.

TERMS OF USE

Welcome to the RAML, the website is owned and operated by the RAML, a company limited by guarantee incorporated under the laws of the Federal Republic of Nigeria (RC No. 165189) having its registered office at 29 Marina (Church House) 3rd Floor, Lagos hereinafter referred to as “The RAML” (which expression shall where the context so admits, include its, successors–in-title and assigns). By using this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern the RAML's relationship with you in relation to this website.

The content of the pages of this website is intended to provide general information regarding the RAML and its products and services and is not intended to; provide investment or other professional advice. This content is subject to change at any time without notice. Professional advisors should be contacted before making any decisions that may affect your personal finances or business. The RAML tries to ensure Information provided on this website is accurate. However, information is provided as is and when available and may not be accurate or up to date. The RAML cannot guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any of the Information. No responsibility is accepted by or on behalf of the RAML for any errors, omissions, or inaccurate information on the Website. The mechanism of composition contained in this Website, including but not limited to, text, data, graphics, photographs, illustrations, artwork, names, logos, trademarks, service marks and the information contained in the Website regarding or connected to the RAML and in respect of the activities of and on the RAML, whether registered or unregistered, are the intellectual property of the RAML. The RAML reserves the right to take legal action in respect of any reproduction, copying, distribution, framing, uploading to a third party, publication, adaptation, broadcast, public performance or other use or communication to the public of the information contained on the Website without the prior written consent of the RAML. You are not permitted to use any of the trademarks displayed on the Website without the prior written consent of the RAML or the third party that owns the trademark

Copies of reports or any kind of information may be printed for your personal consumption. The reproduction, redistribution, alteration and transmission of any material or information contained in the Website are strictly prohibited. You must not use the material for commercial purposes without first obtaining the necessary authorization from the RAML. You may not remove any copyright, trademark or other intellectual property right notice contained in the material. Materials from the website should not be used in any manner or for any purpose which is unlawful or in any manner which violates any rights of the RAML. To the extent allowed by law, you hereby indemnify the RAML against any and all claims arising from the use by you of any material from the website that you have accessed as a result of your reproduction, redistribution, alteration or transmission of that material in contravention of these Terms of use. Under the above wording you indemnify the RAML against certain claims you and third parties who access the material through you, and this places various risks, liabilities, obligations and legal responsibilities on you.

The RAML does not guarantee that the Website will be uninterrupted or error free or that any defects will be corrected. To the extent permitted by applicable law, the RAML expressly disclaims all liability howsoever arising under any law including tort (or deceit) or otherwise (including, but not limited to, liability for any negligent act or omissions) to any person in respect of any claims or losses of any nature, arising directly or indirectly from: (i) anything done or the consent of anything done or omitted to be done wholly or partly in reliance upon the whole or any part of the contents of this Website; and (ii) the use of any data or materials on this Website or unauthorized access to this Website or otherwise. The RAML will not be responsible for any breach of these Terms caused by circumstances beyond its reasonable control. The RAML shall further not be responsible for any occurrences that are beyond its reasonable control.

Some areas of the Website may not be freely accessible; hence you may be required to complete a registration form in order to access certain areas of the Website. It may be as a result of applicable fees payable to obtain access to those restricted areas, and if not, the RAML reserves the right to introduce a charge for such access at any time. If such a charge is introduced, the RAML may deny access to the Restricted Areas if you do not comply and make the relevant payments, any further registration requirements that the RAML may, in their discretion, decide to introduce from time to time. The RAML at its discretion may from time to time introduce any further registration requirements. When you register for access to the Restricted Areas, you may be asked to provide certain details. The RAML will only use the Data in accordance with the Privacy Policy. The Website may use cookies to verify the identity of users who have registered to access the Restricted Areas. For further information on this use of cookies, please see the Privacy Policy. The RAML reserves the right to terminate your registration to the Restricted Areas and to restrict your access to the Website without notice at any time, provided that, to the extent that the exercise of such right affects your ability to receive or access any information, features or contents for which you have paid or are required to pay any consideration, the RAML will use its reasonable endeavors to exercise such right on notice to you.

Disclaimer

All information provided by the RAML is the property of the RAML. The information may not be reproduced, modified, transmitted or redistributed without prior written consent from the RAML. This disclaimer applies to both individual use of the data and the aggregate use of the data. The RAML shall not be held liable for improper or incorrect use of data contained herein. The RAML will endeavour to ensure the accuracy and reliability of the Website content, materials and products included and available; however due to the possibility of human and mechanical error including other factors, to the extent allowed by law, the RAML does not, whether expressly, tacitly or implicitly, represent, warrant or in any other way guarantee the availability, truth, accuracy, completeness or reliability of such information or that it is always up to date or that your access to the Website will be uninterrupted or error-free.

There are rights you possess as an account holder with the RAML, depending on what your intentions are. You have the right to: - Get unique client code (UCC) otherwise known as the In-house number - Get a copy of KYC documents executed - Get trades executed in your UCC - Place order on meeting the norms agreed with the RAML - Get best price - Contract note for trades execution and any other charges that may arise in the course of execution - Receive funds and securities on time - Receive statement of accounts from trading member - Ask for settlement of account

The Nigerian Data Protection Bureau (NDPB) can be contacted through: Email: info@ndpb.gov.ng Address:09160615551

You may not frame, link or deep-link this Website to any other website without our prior written consent. Should you wish to frame or to set up a link / deep-link to our website please contact the RAML on contact@regencyng.net. The RAML Website may contain links to third party websites. These linked websites are not under the control of the RAML and, to the extent allowed by law, the RAML accepts no responsibility for or liability arising from access to, or the information provided on, any website which is linked from the Website, or any hyperlink contained in a linked website. To the extent allowed by law, you link to any such website entirely at your own risk and liability and the RAML recommends that you read the privacy policy and any other legal information contained on any third-party website to which you link. The fact that the Website contains a link to or from a third-party website does not necessarily imply that there is any affiliation between the RAML and the third-party website, or that the RAML or its officers or employees endorse the third-party website. The linking website may not in any way imply that the RAML or any of its officers or employees recommend or endorse any of the linked site products or services. The RAML reserves the right to withdraw any permission granted, whether tacitly, verbally or in writing, to link to the RAML Website, at any time if it is deemed by the RAML to be in the best interest of the RAML.

The RAML allows third parties to place advertisements on our website. Third party advertisements are clearly labelled as such and may be chargeable. The RAML does not endorse and is not responsible for the content of any third-party advertisement on this Website or otherwise.

Whilst the RAML uses reasonable endeavour to protect this Website from computer viruses, worms, and Trojan Horses, we do not warrant that the Website is free from such Viruses and accept no liability for any damage that may result from the transmission of any Viruses via this Website or via any files which are available for you to download from the Website.

The RAML reserves the right, at its discretion, to make changes to any part of the Website, suspend or terminate the operation of the Website at any time for the purposes of support and maintenance or to update the information contained on the Website and the Information or these Terms. Should these Terms be amended, the RAML will publish details of the amendments on the Website. By continuing to use the Website you agree to be bound by these Terms as amended.

The content of the pages of this website is intended to provide general information regarding the RAML and its products and services and is not intended to; provide investment or other professional advice. This content is subject to change at any time without notice. Professional advisors should be contacted before making any decisions that may affect your personal finances or business. The RAML tries to ensure Information provided on this website is accurate; however Information is provided as is and when available and may not be accurate or up to date. The RAML cannot guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any of the Information. No responsibility is accepted by or on behalf of the RAML for any errors, omissions, or inaccurate Information on the Website.

The mechanism of composition contained in this Website, including but not limited to, text, data, graphics, photographs, illustrations, artwork, names, logos, trademarks, service marks and the information contained in the Website regarding or connected to the RAML and in respect of the activities of and on the RAML, whether registered or unregistered, are the intellectual property of the RAML. The RAML reserves the right to take legal action in respect of any reproduction, copying, distribution, framing, uploading to a third party, publication, adaptation, broadcast, public performance or other use or communication to the public of the information contained on the Website without the prior written consent of the RAML. You are not permitted to use any of the trademarks displayed on the Website without the prior written consent of the RAML or the third party that owns the trademark

Copies of reports or any kind of information may be printed for your personal consumption. The reproduction, redistribution, alteration and transmission of any material or information contained in the Website are strictly prohibited. You must not use the material for commercial purposes without first obtaining the necessary authorization from the RAML. You may not remove any copyright, trademark or other intellectual property right notice contained in the material.

Materials from the website should not be used in any manner or for any purpose which is unlawful or in any manner which violates any rights of the RAML. To the extent allowed by law, you hereby indemnify the RAML against any and all claims arising from the use by you of any material from the website that you have accessed as a result of your reproduction, redistribution, alteration or transmission of that material in contravention of these Terms of use. Under the above wording you indemnify the RAML against certain claims you and third parties who access the material through you, and this places various risks, liabilities, obligations and legal responsibilities on you.

The RAML does not guarantee that the Website will be uninterrupted or error free or that any defects will be corrected. To the extent permitted by applicable law, the RAML expressly disclaims all liability howsoever arising under any law including tort (or deceit) or otherwise (including, but not limited to, liability for any negligent act or omissions) to any person in respect of any claims or losses of any nature, arising directly or indirectly from: (i) anything done or the consent of anything done or omitted to be done wholly or partly in reliance upon the whole or any part of the contents of this Website; and (ii) the use of any data or materials on this Website or unauthorized access to this Website or otherwise. The RAML will not be responsible for any breach of these Terms caused by circumstances beyond its reasonable control. The RAML shall further not be responsible for any occurrences that are beyond its reasonable control.

Some areas of the Website may not be freely accessible; hence you may be required to complete a registration form in order to access certain areas of the Website. It may be as a result of applicable fees payable to obtain access to those restricted areas, and if not, the RAML reserves the right to introduce a charge for such access at any time. If such a charge is introduced, the RAML may deny access to the Restricted Areas if you do not comply and make the relevant payments, any further registration requirements that the RAML may, in their discretion, decide to introduce from time to time. The RAML at its discretion may from time to time introduce any further registration requirements.

When you register for access to the Restricted Areas, you may be asked to provide certain details. The RAML will only use the Data in accordance with the Privacy Policy. The Website may use cookies to verify the identity of users who have registered to access the Restricted Areas. For further information on this use of cookies, please see the Privacy Policy.

The RAML reserves the right to terminate your registration to the Restricted Areas and to restrict your access to the Website without notice at any time, provided that, to the extent that the exercise of such right affects your ability to receive or access any information, features or contents for which you have paid or are required to pay any consideration, the RAML will use its reasonable endeavors to exercise such right on notice to you.

All information provided by the RAMLurities and Funds (RAML) is the property of the RAML. The information may not be reproduced, modified, transmitted or redistributed without prior written consent from the RAML. This disclaimer applies to both individual use of the data and the aggregate use of the data. The RAML shall not be held liable for improper or incorrect use of data contained herein.

The RAML will endeavour to ensure the accuracy and reliability of the Website content, materials and products included and available; however due to the possibility of human and mechanical error including other factors, to the extent allowed by law, the RAML does not, whether expressly, tacitly or implicitly, represent, warrant or in any other way guarantee the availability, truth, accuracy, completeness or reliability of such information or that it is always up to date or that your access to the Website will be uninterrupted or error-free.

You may not frame, link or deep-link this Website to any other website without our prior written consent. Should you wish to frame or to set up a link / deep-link to our Website please contact the RAML on customercare@aptsecurities.com. The RAML Website may contain links to third party websites. These linked websites are not under the control of the RAML and, to the extent allowed by law, the RAML accepts no responsibility for or liability arising from access to, or the information provided on, any website which is linked from the Website, or any hyperlink contained in a linked website. To the extent allowed by law, you link to any such website entirely at your own risk and liability and the RAML recommends that you read the privacy policy and any other legal information contained on any third party website to which you link. The fact that the Website contains a link to or from a third party website does not necessarily imply that there is any affiliation between the RAML and the third party website, or that the RAML or its officers or employees endorse the third party website. The linking website may not in any way imply that the RAML or any of its officers or employees recommend or endorse any of the linked site products or services. The RAML reserves the right to withdraw any permission granted, whether tacitly, verbally or in writing, to link to the RAML Website, at any time if it is deemed by the RAML to be in the best interest of the RAML.

The RAML allows third parties to place advertisements on our Website. Third party advertisements are clearly labelled as such and may be chargeable. The RAML does not endorse and is not responsible for the content of any third party advertisement on this Website or otherwise.

Whilst the RAML uses reasonable endeavours to protect this Website from computer viruses, worms, and Trojan Horses, we do not warrant that the Website is free from such Viruses and accept no liability for any damage that may result from the transmission of any Viruses via this Website or via any files which are available for you to download from the Website.

The RAML reserves the right, at its discretion, to make changes to any part of the Website, suspend or terminate the operation of the Website at any time for the purposes of support and maintenance or to update the information contained on the Website and the Information or these Terms. Should these Terms be amended, the RAML will publish details of the amendments on the Website. By continuing to use the Website you agree to be bound by these Terms as amended.